Installment! WITHOUT bank transfer and WITHOUT bank transfer! Cheap new cars and used cars without. A new car is needed, the washing machine fails, a new TV is needed. A young family looking for a car in installments. If the lease expires, usually after three years, the user is without a car.
Partial payment without bank – what are the possibilities?
If you want to buy something without prepayment or by billing with 14 days payment period. He is no longer dependent on a loan from a bank. For non-bank installments, there are different options, such as the purchase of a purchase , or via a leasing purchase commissioned by the dealer and running immediately thereafter.
In particular, installment payments through the company is becoming increasingly popular with more and more specialist retailers throughout Austria, but also in other European countries. A car is needed, the machine fails, a TV is needed. Take out a loan from the bank or extend the overdraft to the limit? Rather, more and more merchants can be bought in tranches without having to go to a bank.
The installment purchase is thus an opportunity for the bank independence of the customers, for example by the flexible payment of the rate, which you can determine yourself what their monthly installments are. The installment purchase without bank loans, however, is often easier and less bureaucratic. In particular, in the case of zero financing, the installment purchase has proven in recent years that one can also have a commercial loan for customers who would no longer receive a bank loan.
Even if you have a credit entry, it is often possible to get a credit from such platforms after verification.
If you do not want installment payments in cooperation with a “classic” bank, eg because you have a credit entry or a bad credit rating, you can also open up an installment loan.
It goes without saying that such Internet portals do not blindly grant loans to every requester – but the chances of obtaining a loan installment are greater than at the bank. Anyone who does not take out a loan from his bank or books his overdraft for the purchase of goods. Especially those who want to take out a construction loan in the foreseeable future should not necessarily conclude a loan agreement.
There is also a simple reason for this: If loans are already outstanding, this usually means that the following loans are granted at a slightly to significantly higher interest rate when a new loan is taken out. The allegedly so favorable building loan is then less than favorable, because the interest due to the pre-borrowed loan is higher than it would be without it.
For the online purchase in installments, therefore, a bank-independent installment purchase is recommended.
What advantages does the payment in installments without bank? As long as the installment purchase without bank at a reputable dealer or provider, runs without any disadvantage. Not any partial payment where the interest is immeasurable.
A bank loan for the purchase of goods is then the best solution. But if you are serious, you can not expect any disadvantages in the installment area without a bank.